The short version: your spends are yours, Kharchu is a tool to track them, and you can leave whenever you like.
Using Kharchu
Kharchu is a personal expense logger. You sign in with your phone number and a code, and can use it on any number of devices. By using it, you agree to these terms.
Your data is yours
You own what you log. You let us store and process it only to run Kharchu for you. You can export or delete it at any time.
Price
Kharchu is free to download and use. If that ever changes, we’ll tell you in the app before it does, and you can export or delete your data at any time.
Your account
Your account is your phone number. Keep your phone and its sign-in codes to yourself; anyone with both can sign in as you. If you change numbers, export your data first, or write to us.
Fair use
Don’t try to break, overload or copy Kharchu, or access anyone else’s data. We may suspend accounts that do.
What we promise, and what we don’t
Kharchu helps you keep track of spending. It is not financial advice. [LIABILITY WORDING — legal review]
Governing law
These terms are governed by the laws of India. Disputes go to the courts of [CITY].
Questions: [email protected]